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41310 Bridge Street
P.O. Box 8002
Novi, MI 48376-8002
Phone: (248) 474-6672
Fax: (248) 474-0924
 
Last Update: 05/19/10





© 2006 - MMPA
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FIRE, WINDSTORM OR BOVINE TUBERCULOSIS DEPOPULATION

MILK PRODUCTION INCOME LOSS PROGRAM

 

Program Overview

There are many risks that can threaten your dairy operation.  As a member of MMPA you are eligible to receive an extra measure of protection against the loss of milk production income from fire, windstorm or Bovine Tuberculosis depopulation.

 

Benefits Provided

A continuing MMPA member is eligible for payments of up to 100%, subject to a maximum benefit of $50,000, of his normal milk production income for 30 days after the date of incident causing a milk production loss due to damage to milking facilities and/or loss of lactating cows directly from fire, windstorm or Bovine Tuberculosis depopulation.  To qualify for the maximum benefit, you must return to the market as a MMPA member within one year from the date of loss.

 

A member who does not return to the MMPA market after the fire, windstorm or Bovine Tuberculosis depopulation within one year from the date of loss is eligible for payment of 25%, subject to a maximum benefit of $50,000, of his normal milk production income for 30 days after the loss incident.

 

Determining Benefits

Payments under this program are based on the amount of milk the member would have sold if the fire, windstorm or Bovine Tuberculosis depopulation had not occurred.  Payments are figured on the basis of the amount of milk the member actually sold for the 30 days immediately preceding the date of loss.  Milk values are based on the actual producer price of the month of disaster.  The benefit paid will be less any value of milk shipped during the 30-day period after the loss incident.

 

The benefit is limited to a maximum of $50,000 per any one occurrence.

 

Applying for Payment

To file a milk production income loss claim, you must notify your membership representative or the Novi office within 30 days of the date of loss.  You will be required to complete a claim form providing detailed information regarding the loss, including details on salvage milk sales.  Pictures documenting the damage must be included with the claim.

 

Other Information

MMPA recommends that you review this milk production income loss program with your insurance agent to determine how it coordinates with loss of income and extra expense coverage available to your dairy operation in the insurance marketplace.



Direct Deposit

   Any member who receives a milk check may sign up for direct deposit. With direct deposit, a member may have his or her milk check electronically transferred into their bank accounts. Each member who signs up for direct deposit will receive their milk check stub or statement listing the gross amount, premiums, deductions, and the net payment deposited into their account.
   Checks issued to joint parties may also be direct deposited as long as all parties involved sign the authorization agreement. If current partnership agreements provide for split checks, we can accommodate one partner who wants direct deposit and provide the standard milk check to the other partners who do not choose direct deposit. We cannot, however, send a partial direct deposit with the balance in a milk check to an individual member.
   Once a member has signed up for direct deposit (or makes a change in banks or bank account numbers) we will perform a trial-run with zero balances to inform the receiving bank that we have received authorization from a mutual customer to initiate paperless deposits to our members' bank account. This allows us to make any corrections necessary before actual funds are deposited. This is also the reason why we must have the signed authorization agreement one month before the first actual direct deposit transaction.

Member Merchandise Program

   Purchasing products through the MMPA Member Merchandise program gives members the benefit of volume purchasing. In addition, profits made through the merchandise program are returned to those members who participate in the program.
Milk house supplies, cleaners and sanitizers, udder creams, teat dips, plumbing supplies, milker inflations, testing equipment, calf feed and several other products are available at low costs to MMPA members.

   These products are stored at the warehouse in St. Louis and can be delivered to member farms by their hauler or directly by contract carrier. Payments for the products are made through milk check deductions.

Direct Farm Delivery:

   The MMPA member merchandise program has a direct farm delivery program to better accommodate those producers desiring larger quantities of supplies. The minimum order for direct farm delivery is $500. The direct farm delivery program enables producers to buy udder health products and cleaners and sanitizers in 15 and 55 gallon barrels. All items offered through the member merchandise program can be purchased through direct farm delivery. Merchandise can be delivered every month or every other month to meet the members' needs. Orders need to be in two working days prior to the delivery date. All products sold through the direct farm delivery program will be discounted 5 percent from those products delivered by the haulers.
 




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