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FIRE,
WINDSTORM OR BOVINE TUBERCULOSIS DEPOPULATION
MILK
PRODUCTION INCOME LOSS PROGRAM
Program Overview
There are many risks that can threaten
your dairy operation.
As a member of MMPA you are eligible to receive
an extra measure of protection against the loss of milk
production income from fire, windstorm or Bovine
Tuberculosis depopulation.
Benefits Provided
A continuing MMPA member is eligible
for payments of up to 100%, subject to a maximum benefit
of $50,000, of his normal milk production income for 30
days after the date of incident causing a milk
production loss due to damage to milking facilities
and/or loss of lactating cows directly from fire,
windstorm or Bovine Tuberculosis depopulation.
To qualify for the maximum benefit, you must
return to the market as a MMPA member within one year
from the date of loss.
A member who does not return to the
MMPA market after the fire, windstorm or Bovine
Tuberculosis depopulation within one year from the date
of loss is eligible for payment of 25%, subject to a
maximum benefit of $50,000, of his normal milk
production income for 30 days after the loss incident.
Determining Benefits
Payments under this program are based
on the amount of milk the member would have sold if the
fire, windstorm or Bovine Tuberculosis depopulation had
not occurred.
Payments are figured on the basis of the amount
of milk the member actually sold for the 30 days
immediately preceding the date of loss.
Milk values are based on the actual producer
price of the month of disaster.
The benefit paid will be less any value of milk
shipped during the 30-day period after the loss
incident.
The benefit is limited to a maximum of
$50,000 per any one occurrence.
Applying for Payment
To file a milk production income loss
claim, you must notify your membership representative or
the Novi office within 30 days of the date of loss.
You will be required to complete a claim form
providing detailed information regarding the loss,
including details on salvage milk sales.
Pictures documenting the damage must be included
with the claim.
Other
Information
MMPA recommends that you review this
milk production income loss program with your insurance
agent to determine how it coordinates with loss of
income and extra expense coverage available to your
dairy operation in the insurance marketplace.
Direct Deposit
Any member who receives
a milk check may sign up for direct
deposit. With direct deposit, a member
may have his or her milk check
electronically transferred into their
bank accounts. Each member who signs up
for direct deposit will receive their
milk check stub or statement listing the
gross amount, premiums, deductions, and
the net payment deposited into their
account.
Checks issued to joint
parties may also be direct deposited as
long as all parties involved sign the
authorization agreement. If current
partnership agreements provide for split
checks, we can accommodate one partner
who wants direct deposit and provide the
standard milk check to the other partners
who do not choose direct deposit. We
cannot, however, send a partial direct
deposit with the balance in a milk check
to an individual member.
Once a member has
signed up for direct deposit (or makes a
change in banks or bank account numbers)
we will perform a trial-run with zero
balances to inform the receiving bank
that we have received authorization from
a mutual customer to initiate paperless
deposits to our members' bank account.
This allows us to make any corrections
necessary before actual funds are
deposited. This is also the reason why we
must have the signed authorization
agreement one month before the first
actual direct deposit transaction.
Member
Merchandise Program
Purchasing products
through the MMPA Member Merchandise
program gives members the benefit of
volume purchasing. In addition, profits
made through the merchandise program are
returned to those members who participate
in the program.
Milk house supplies, cleaners and
sanitizers, udder creams, teat dips,
plumbing supplies, milker inflations,
testing equipment, calf feed and several
other products are available at low costs
to MMPA members.
These products are
stored at the warehouse in St. Louis and
can be delivered to member farms by their
hauler or directly by contract carrier.
Payments for the products are made
through milk check deductions.
Direct Farm
Delivery:
The MMPA member
merchandise program has a direct farm
delivery program to better accommodate
those producers desiring larger
quantities of supplies. The minimum order
for direct farm delivery is $500. The
direct farm delivery program enables
producers to buy udder health products
and cleaners and sanitizers in 15 and 55
gallon barrels. All items offered through
the member merchandise program can be
purchased through direct farm delivery.
Merchandise can be delivered every month
or every other month to meet the members'
needs. Orders need to be in two
working days prior to the delivery
date. All products sold through the
direct farm delivery program will be
discounted 5 percent from those products
delivered by the haulers.
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