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Fire or Windstorm Loss
Program
The primary purpose of
this program is to provide funds to
members for lost milk production due to
fire or windstorm disasters. The disaster
program has the following provisions:
A continuing MMPA
member is eligible for payments of up to
100 percent of his or her normal milk
production income for 30 days. If the
member is able to market some milk in the
30 days after the incident, the benefit
paid will be less the value of that milk.
The amount is adjusted so he or she will
not receive more money if there had not
been a loss incident. To qualify for full
benefits, a member must return to the
MMPA Grade A market within one year from
the date of the loss.
A member who does not
return to the market qualifies for
payments of 25 percent of the milk
production for 30 days prior to the
disaster.
Funds provided through
this program are used to help members
financially back into milk production.
Payments are calculated on the amount of
milk the member sold for the 30 days
preceding the loss incident. Milk values
are determined on the producer pay price
the month of disaster. This program is
not intended to replace insurance
coverage. Members involved must notify
their member representative or the Novi
office to apply for payment within 30
days of the loss incident. The member
representatives are responsible for
completing the claim forms and taking
pictures of the damage.
Direct Deposit
Any member who receives
a milk check may sign up for direct
deposit. With direct deposit, a member
may have his or her milk check
electronically transferred into their
bank accounts. Each member who signs up
for direct deposit will receive their
milk check stub or statement listing the
gross amount, premiums, deductions, and
the net payment deposited into their
account.
Checks issued to joint
parties may also be direct deposited as
long as all parties involved sign the
authorization agreement. If current
partnership agreements provide for split
checks, we can accommodate one partner
who wants direct deposit and provide the
standard milk check to the other partners
who do not choose direct deposit. We
cannot, however, send a partial direct
deposit with the balance in a milk check
to an individual member.
Once a member has
signed up for direct deposit (or makes a
change in banks or bank account numbers)
we will perform a trial-run with zero
balances to inform the receiving bank
that we have received authorization from
a mutual customer to initiate paperless
deposits to our members' bank account.
This allows us to make any corrections
necessary before actual funds are
deposited. This is also the reason why we
must have the signed authorization
agreement one month before the first
actual direct deposit transaction.
Member
Merchandise Program
Purchasing products
through the MMPA Member Merchandise
program gives members the benefit of
volume purchasing. In addition, profits
made through the merchandise program are
returned to those members who participate
in the program.
Milk house supplies, cleaners and
sanitizers, udder creams, teat dips,
plumbing supplies, milker inflations,
testing equipment, calf feed and several
other products are available at low costs
to MMPA members.
These products are
stored at the warehouse in St. Louis and
can be delivered to member farms by their
hauler or directly by contract carrier.
Payments for the products are made
through milk check deductions.
Direct Farm
Delivery:
The MMPA member
merchandise program has a direct farm
delivery program to better accommodate
those producers desiring larger
quantities of supplies. The minimum order
for direct farm delivery is $500. The
direct farm delivery program enables
producers to buy udder health products
and cleaners and sanitizers in 15 and 55
gallon barrels. All items offered through
the member merchandise program can be
purchased through direct farm delivery.
Merchandise can be delivered every month
or every other month to meet the members'
needs. Orders need to be in two
working days prior to the delivery
date. All products sold through the
direct farm delivery program will be
discounted 5 percent from those products
delivered by the haulers.
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